Financing the E92, any PCP provider suggestions?
I am about to order an E92 335i. It will be financed via a PCP. The BMW dealer seems to be a bit tight with the finance quote from BMW finance and is relcutant to get much below 10% APR, which, in my view, is uncompetitive. I know they can lower the APR but they probably dont receive as much in commission from BMW finance. I am very keen to seek alternate finance houses for my PCP, I want to get the APR well below 9%. I realise that in a PCP the guaranteed future value can also effect the monthly payment, so that needs to be taken into consideration to.
I have looked at Freewaycars (HBOS) but there must be loads more who would be willing to finance the E92. Anyone got ay suggestions? I want to get a better finance quote in order to make my local dealer reduce his! Has anyone approached BMW finance directly to miss out the 'middleman' ie. the dealer, or would this be a step too far?