Originally Posted by kaishang
I think both you and the person who hit your car are foolish. You could have sorted it out between yourselves for £90. Or maybe £300-ish total if there was similar damage to their car.
Now both of you are going to be paying increased insurance premiums for the next 5 years. It doesn't matter if it was the other party whose insurance paid up, you are going to be paying more for your insurance next year, mate.
He drove a company car with company insurance, hence he was not going to pay anything out of his own pocket.
It was my insurer who advised I went and dealt direct with his insurer - hence my insurer has no costs to recover and hence my insurance record with them remains unblemished - They confirmed this.
Best obtain the full facts before calling anyone foolish pal.