Originally Posted by xenon
Simply because if I fill in the proposal and make no reference to the claim I get price "x" and if I resubmit and I fill in the details of the claim, stressing that it was fully settled and no fault, the price is "x+y".
Fair enough. You mean on an online comparison type of system (or just direct).
I don't know what is the truth to be honest. When I posted my queries a couple of months ago I got loads of contradictory information. Time will tell come renewal time I suppose.