I decided to go directly with Hitachi Capital Insurance (Europe) Ltd, for 3 Year, £20K, RTI Gap Insurance.
Thanks for the “Mind the GAP” warning on reading the fine print. Hitachi states the following:
“We will pay the financial shortfall between the Insured Value and purchase price of the Vehicle, as confirmed in the Sales Invoice, up to the Sum Insured”.
Coincidently, I received my BMW Tyre Insurance paperwork yesterday with a notice letter stating that BMW is moving away from Haven Insurance to Hitachi Capital Insurance (Europe) Ltd. I took this out at the time of purchase.
Hopefully this is a good endorsement for Hitachi…