Originally Posted by Mart1000
I'm in the process of claiming for damage caused overnight. I've protected no claims too and I've been told my premium will not be affected because of it.
I don't believe them for 1 minute
It does make a difference.
They always ask how many years NCB you have followed by how many claims in the last 5 years. If it really protected NCB and they honoured your NCB discount there would be no.need to ask about your claims.
Forget £1500 if the damage is as bad as it sounds.