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      01-30-2012, 03:23 PM   #8
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Join Date: Jul 2007
Location: UK

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Originally Posted by 335ier View Post
If you can maybe you could change to a type that hasn't the reported problems. IE Star spoke 230s. (lovely wheel)
They are a lovely wheel (230's), however they do crack just like the 225's do, along with the MV3's and a whole host of other BMW wheels.

BMW wheels + runflats = a marriage made in hell!

Originally Posted by Kerr View Post
It does make a difference.

They always ask how many years NCB you have followed by how many claims in the last 5 years. If it really protected NCB and they honoured your NCB discount there would be no.need to ask about your claims.

Forget 1500 if the damage is as bad as it sounds.
Most insurers allow a certain number of claims over a differing (depends on insurer) amount of years.
Some insurers allow 2 claims,others 3 yrs before it impacts on your NCB.

Your insurance premium and NCB are two different things.
A claim will impact on your premium, invariably pushing it up, the NCB will discount (by the yrs you have earnt) the premium which has now been increased by the claim.