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      01-30-2012, 03:29 PM   #9
davyk31
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Drives: Audi SQ5 & Golf GTD
Join Date: Sep 2009
Location: Northern Ireland

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Bottom line is that any claim whether your fault or not will affect what you pay, it doesn't matter either whether you have protected NCB, all that does is limit the amount of the increase.

I would be sourcing some wheels myself and leave insurers out of it.