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      08-08-2012, 11:32 PM   #31
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Originally Posted by Ninja333 View Post
Conversely if you have comprehensive insurance, you shouldn't be liable for excess as long as you could prove that you were not at fault or the other party admitted he/she was at fault.
Get a copy of the Police report and attach it to the insurance claim (the Ambulance was there, I assume the Police also attended the scene).
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