Wow, OP, sorry to hear about your car. Hope you're doing ok.
I have been considering switching insurance companies, and was thinking about going with Progressive but maybe I'll stick with Allstate after all. I recently had over $15,000 in hail damage and Allstate didn't bat an eye at paying for all OEM replacement panels (and by "all" I literally mean every panel except for the bumpers which weren't damaged). For as much as Allstate charges I assume they have this built into the policy somewhere...
2008 E90 335i // Black Everything // photos
COBB tuned / QTP e-cutouts / Helix FMIC / cp-e DCI / AWE BOVs / Black M6 wheels + Toyo Proxes
(and yes, I am a girl)