Originally Posted by cmyk
Wow, OP, sorry to hear about your car. Hope you're doing ok.
I have been considering switching insurance companies, and was thinking about going with Progressive but maybe I'll stick with Allstate after all. I recently had over $15,000 in hail damage and Allstate didn't bat an eye at paying for all OEM replacement panels (and by "all" I literally mean every panel except for the bumpers which weren't damaged). For as much as Allstate charges I assume they have this built into the policy somewhere...
Had a similar experience with Allstate last year when tree limbs from a storm damaged two cars to the tune of $5,000. OEM parts were completely covered (except for the $50 deductibles) and the policy premiums were not increased.