Originally Posted by Guvernator
Has the car been reliable so far and do you still like it? If so why do feel the need to change it anyway? I can understand if you are bored of it and want to get something else but paying loads of money to swap a 3 year old Mini for a newer one seems a bit pointless. It's not like the car is going to explode when it reaches 3 years old. If it passes it's MOT without any problems, then I'm not sure what you will gain by swapping it for another Mini.
It's a good point and there is no pressure to change. It is out of warranty at the end of this month and if I can find a deal with minimal deposit which beats my current monthly payment it makes sense to change it for a brand new car with three year warranty for effectively very little additional outlay. I don't like running cars without a manufacturers warranty, so to buy an additional years warranty on the current Mini would be £500 or so I would guess.
I will not be paying loads of money to just change it!