How can that be $2200 per month. That's insane. it should be a typo. should be per year.
Now, he qot quoted for $5000 a year. That sounds like he has been classified as high risk driver. I knew someone paid over $10,000 a year for insurance (extreme high risk driver with multiple tickets conviction, insurance claims, etc.) and his parents shelled out his premium. btw, he drove a GTI.