A lot of insurance fraud and people faking accidents or causing accidents in Russia, hence why there are so many car cams. A lot of them are apparently put in by insurance companies.
Also to note that we in Canada have terrible winters and I have seen nothing like this here. A lot of us actually put on winter tires though and drive reasonably. It seems a lot of Russian etc. drivers just suck at driving. It's an epidemic there!
'09 LCI 335i E90 in BSM over Oyster Dakota Leather, Manual, Sport, Navigation, Individual Audiophile, Executive, Active Steering, JB4 + MHD BEF, 335is Exhaust w/AWE Tuning Tips, AFE DCI, Euro Tails/Fog Light Switch, various painted and other OEM + mods, 19" M5 reps summer
'13 MINI Cooper S Paceman JCW R61in Light White & Black Roof/Mirror Caps/Sport Stripes, Loaded + Rare