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      11-15-2012, 03:33 PM   #7
Mr Tonka
Tonka.... Mr. Tonka
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Join Date: Feb 2009
Location: Tampa, FL

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Originally Posted by passing View Post
pics or gtfo.

yes and no.

newer construction is always a plus. updated buildings (roofing, wiring, plumbing, heating/HVAC) dont necessarily lower premiums but they do make an aged building eligible for coverage.

the following are 5 classes of buildings from most expensive to least expensive:

frame, JM, MNC, modified fire, fire resistive.
Factor in being within 5 miles from the coast? (the bay actually, not the gulf)

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