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      11-15-2012, 03:49 PM   #9
Sara504
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Drives: 2013 335is
Join Date: Aug 2007
Location: Newport Beach, CA

Posts: 17,671
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Quote:
Originally Posted by passing View Post
pics or gtfo.



yes and no.

newer construction is always a plus. updated buildings (roofing, wiring, plumbing, heating/HVAC) dont necessarily lower premiums but they do make an aged building eligible for coverage.

the following are 5 classes of buildings from most expensive to least expensive:

frame, JM, MNC, modified fire, fire resistive.
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