Originally Posted by persian54
so why did my insurance rate go up this year even though i had 0 accidents (At fault or not) and 0 tickets?
and I'm 25 next year. How much should i expect it to drop? or will it go up again?
several factors warrant a rate increase, one of the most common being reinsurance rates going up (reinsurance is insurance for insurance companies), and other individuals in the same risk pool as you had claims.
other factors include.... hurricane sandy, tornados, other natural disasters that occur worldwide.
congratulations on being a year older. you'll save a little more money becuase this is the age that insurance companies expect you to become a little more responsible.