Originally Posted by gatorfast
Assuming you are relatively young, I would recommend the Roth IRA approach. You will pay taxes on the proceeds now but then you will have full control of your investments and they will grow tax free.
All of my investments for retirement are in Roth-based accounts. My employer offers a Roth 401k plan, and my IRA is Roth, as well.
I'd rather pay taxes now vs. taxes on the years upon years of ROI. Not to mention, what the tax rates might be then.