Originally Posted by Frobius
60-80?! Why so low? Or is that what they'll write off at rather than what they'll give you?
Insurers write off a car if the repair cost is 60-80% of the value of the car.
Depending on the damage they would get 20-40% of the value from a breaker or repair company who would put it back on the road or break it for spares.
Hence it is cost neutral for them to write it off and likely to be less hassle - since there's no comeback if the repairs cause problems later on.