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      12-11-2012, 07:33 PM   #14
Second Lieutenant

Drives: 2012 335is
Join Date: Dec 2011
Location: Los Angeles, CA

iTrader: (1)

Originally Posted by .:bHd:. View Post
So technically, I could put a bunch of MSDs and not even a down payment and get the same monthly payments? If the car gets totaled will I get the money back?

I just feel like its a bad idea giving away 3k and not seeing it until 2016. I guess its only 3k though so its not too bad. I gotta talk to the salesman about this.
BMW limits you to 7 MSD's max.

If you mean capitalized cost reduction by "down payment", I would advise against this. This is lost money.

If the car is totalled, your insurance company will pay off the value of the car to BMW, effectively ending your lease agreement, so you'd get your SD's back.

Nearly every leasing agreement has the requirement for a SD, FYI.