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      12-22-2012, 07:04 PM   #3
peterg1965
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Drives: E70 X5 xdrive35d M Sport
Join Date: May 2007
Location: The place of dark satanic mills, UK

Posts: 4,133
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Am about to VT my Mini Cooper, to answer your questions:

1. No. It doesn't, it's a statutory right to VT and it cannot be held against you.
2. I wouldn't have thought so. I already have finance agreed on a replacement Mini.

My Mini is 2k in negative equity after 3 years of a 4 year PCP.
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