Quote:
Originally Posted by Frobius
As far as I know yeah, vt affects your credit rating as you're deemed to have been unable to meet the original terms of the agreement.
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Wrong. No it doesn't affect your credit rating as it is written into the finance agreement. As it doesn't appear on your credit history, it wont be a factor when applying for credit from elsewhere, but BMW Finance will be unlikely to offer finance to you again as finance companies don't like people taking advantage of this option
