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      12-25-2012, 11:39 AM   #13
John 070
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Quote:
Originally Posted by OrlandoBimmer View Post
then you can always call your bank and file a dispute as well, saying that you received a broken item and paypal or usps wont cover you. The bank won't play this game, they will go ahead and refund your money immediately. I guarantee you will get you money back one way or another.
Let me mention this--you can have a legitimate dispute with a credit card co., in which they remove a charge to your credit card. This is coded on your credit report as DRG (dispute resolved by grantor), and regarded as a neutral or negative item, depending on who's looking at it. Someday when you go to get a mortgage it may hold the whole process up and you have to have it removed or be declined the mortgage. Fair? Probably not. But it's the system.