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      12-30-2012, 12:46 PM   #16
sheps
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Drives: C63 AMG
Join Date: Feb 2007
Location: Cambs, UK

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The issue with keeping shtum is that you are failing to declare an accident in which your car was involved; should you be unlucky enough to be involved in an accident later down the line your insurer will undoubtedly argue that your non-disclosure invalidates your policy, as your policy no longer represents your current risk. Sad, but true.

I don't agree with it, but you have to abide by the rules to guarantee cover.

Hence my suggestion that the OP lodges a secondary claim for uninsured losses, which includes future adjustments to policy caused by this disclosure.
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325i M Sport (E92), Black Sapphire, Coral Red Dakota, 19" 225's, Seat Heating, 6FL and de-badge

Replaced by 6.2 litres of AMG powered C class.