Enough already boys. If any of us were truly interested in building wealth through minimizing our transportation expenses we would all be driving used Corollas, not BMWs which are expensive new or used. Frankly, I would rather walk than drive a Corolla.
My BMW makes me happy every time I get in it. Or look at it for that matter. Or kick back and think about the three weeks in Europe I spent with great friends in amazing places while taking delivery of it. Well worth the price of entry. And at .9% I would have had to be stupid NOT to finance it.
Debt is a useful tool, but by all means minimize the amount of interest paid.
'11 328! Touring - Tasman on Chestnut, 6spd manual, factory upside-down "i" option
also '17 VW GTI Sport, '95 Land Rover Discovery, '74 Triumph Spitfire