Help on finance deal
Tried to do a deal on a car last week but dealer not willing to discount at all. I'm paying cash so no dealer commissions etc.
Someone suggested on another forum taking out finance, dealer gets their commission and I get a better deal which I'm keen to get on a 30k car that is probably hard to shift in the future.
The idea was to use the 14 day cooling off period to pay off the finance with my own cash. Does this idea stack up? What about front loaded interest, deposits, dealer commission if 14 day cooling off is used and any charges or come backs from the dealer if I pay it off etc...