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      01-18-2013, 05:06 AM   #7
TikoV
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Drives: BMW 335d/X5 40d
Join Date: Aug 2009
Location: Glasgow

Posts: 664
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Thanks for the reply Ian...The balance was cleared off completely in 2009, the 77 charged was a cumulative of 6 payments for some credit card protection scheme that I never requested.

I have made contact with Equifax and disputed this amount with the letter attached I received from the debt collecting agency.
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