Originally Posted by Dragon88
I would hold out for a 325i if you can, 14k is a lot to spend on a 320i.
I bought my 320i back in July and like you, insurance was too expensive (I was 23 back then) on anything faster. Even though mine has not had any problems (apart from a faulty O2 sensor replaced under warranty), I'm finding the 320i a bit sluggish now and wished I went for a 325i/330i. That or I've now got the power bug!
This is why its good to get a 4 pot diesel (if you cant get a 6 pot diesel/petrol). If it ever does seem sluggish you can get more out of it quite easily/cheaply. Plus i'd say the 320D is a safet bet than a 320I. For £14k i'd expect you can get a good lowish mileage 2009 320D?