Personally I don't think it's worth the hassle. In 2012 I got (3) tickets, only one of which was legit really legit IMO.. In Indiana, if you get more than (2) tickets in the same year they make you do the online drivers safety program (easy peasy)..
I have never had my insurance go up because of traffic tickets.
If you can get away with only (2) points then you might as well just pay the ticket and move on with your life..
I think those deferral programs are really kind of a waste too.. You end up paying significantly more than the ticket actually was.
You might see if you can take an online safety course for point reduction. In Indiana if you take the online course you get (4) points off your license, you can also take the course every 18 months to reduce the points on your license. Might look into something like that for Colorado.