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      02-06-2013, 07:31 AM   #16
Efthreeoh
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Drives: E90 & Z4 Coupe
Join Date: May 2012
Location: MARLAND

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I'm sorry, but why do you not want to deal with your insurance company? You hit an animal, the repair goes under comprehensive coverage, not collision. The insurance company will not raise your rates.

You know that, right?