Originally Posted by Efthreeoh
I'm sorry, but why do you not want to deal with your insurance company? You hit an animal, the repair goes under comprehensive coverage, not collision. The insurance company will not raise your rates.
You know that, right?
I crashed my last car into a curb they ended up totaling it rates went up a lot, and I would rather not deal with them and wait to long when I can just ordered a new bumper painted and installed for under 1,000. And plus wouldn't it show that I was involved in an accident on my vehicle report?