Definitely location is a BIG factor, its a postcode lottery. Well not a lottery, just crime statistics.
At 39 / full ncb / 3 points I was paying £1400 a year in Manchester for the 335i with mods, now in rural Staffordshire its £500 with even more mods.
E63 AMG on the way
Last edited by doughboy; 02-14-2013 at 09:23 AM.