...however, the example of the Civic is a good one in terms of when it is wise to use your own money to pay for a car. Buy one that is ex demo, pre reg or slightly used for whatever reason but is still within warranty so has most of the benefits of a new car minus a chunk of depreciation. It makes even more sense if you are going to run the thing until it gets pushed into the scrap yard one day. Although it would be nice to know what the total amount of expenditure would have been now (after 5 years) had they went PCP and were 2 years into their second car.
Daily Golf R
Project Peugeot 205 1.6 GTi