Thread: 335i Insurance
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      02-26-2013, 10:14 AM   #54
BoondogUK
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Drives: Monaco Blue e90 320d
Join Date: Jul 2012
Location: Gloucestershire

Posts: 791
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I have had to make two claim in all my time of driving, and neither of them were my fault, but I had to pay the excess.

First was crawling along a country lane in winter at about 15mph, touched the brake on a sheet of black ice... experienced driver or not that's 3k gone! (I know someone will say it was my fault, but by the time my car was removed there was 4 other cars in the wall beside my car and they closed the road for a survery and changed the camber of the corner as a result)

Second was a fox running out in front of my car... that would be another 3k gone

That excess is just stupid... I would not even consider an excess larger than 200... end of
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