Originally Posted by djgandy
Insurers don't care if you have RWD driving experience. They care if you have been in an accident though. You have been involved in 3, which is why your premiums are high and have a huge excess.
I was involved in an accident, not my fault, third party accepted all liability. That puts my premium up by ~£300, and you have been in 3!
The reason the quotes you are getting are the same for all cars is because the insurer isn't insuring you. They are charging you 1800 for paperwork and a legal form then in the event of an accident you will be paying for most of the work!
A £3000 excess says you need to buy a lower insurance group car unless of course you have a money tree
hi mate your right about them charging that price for the accidents, but 2 of them i didnt go through insurance and the first one happened in 2007.
i got told it could be my postcode.