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      04-27-2013, 09:05 AM   #9
First Lieutenant
bplewis24's Avatar

Drives: 2011 E92 335i
Join Date: Dec 2012
Location: Sacramento, CA

iTrader: (1)

Originally Posted by Dark_Knight_335 View Post
OEM windshield installed by BMW shop would run you close to 1000. Safelite will probably do it for half that price, but I'm a fanatic about having everything OEM.
Same here, I want it to be OEM. If it was only $400 I may consider doing it out of pocket since my deductible for comprehensive is $250. But if it doesn't raise premiums next year, as long as my insurance will allow for OEM installation from the dealership, I'll just go that route.

Originally Posted by NormE91 View Post
I'm not sure how it works in California, but in Mass there's no deductible for windshield damage.
Originally Posted by gds52 View Post
Windshield damage comes under comprehensive deductible.
It depends on your insurance policy.
If you have 0 comprehensive you dont pay anything for windshield repair.
I read some of the policy last night, and it said that if it's a minor repair the deductible is waived, but if your windshield needs replacement, the deductible is applied. Mine definitely is getting replaced.

Thanks for the responses all. It's been a while (6-7 years) since I filed an insurance claim so I've forgotten a bit about it. Glad to know comprehensive claims won't raise my premium.