Got phone call this morning from dealer. I have chance to get the car this Friday 26th, i feel so happy. However, im not quiet happy with the finance!!!
I get finance $25k from bmw finance, with 50% residual. monthly payment is $661.25 , at the end of the day i paid $3370 for interest. ( interest 8.90 per annum )
I get finance $20k from bmw finance, with 50% residual. monthly payment is $570 , at the end of the day i paid $3680 for interest. ( interest 10.50 per annum )
I think option 2 is very very not fair, i dont know whats going on with that finance guy.
What do you guys think ? please advice me