Originally Posted by BellasBmw
and i wonder who helped u with a lil advice?
thats how i got my bmw. Ive been workng since i was 15. I would put 60-70% of what i made in the bank. And i would never touch my savings account. I would pretend it didnt exsist. That way if i had no money, i had NO money. The only times i touched my savings was when i traveled out of the country.
And it paid off.. im good at saving now
I pretty much save half of my income and allow myself access to the other half. I usually dont use have of that half, so I'm left with 75% that doesnt get used. However, that 25% is what I allow myself to use for mods to my baby and other hobbies.
I never understood how people can consider credit cards money. I just use credit cards to not have to deal with change, but have the money at that instant to pay off my CC bill. Every one of my CC bills has been paid in full every month. No finance charges for me.