Originally Posted by ChrisMWard
Good point, I don't think I've ever met one that isn't pushing one particular product. If they were "Independant" they would all say the same but thay don't.
I would question that, FSA rules are very stringent. The vast majority of complaints actually arise from tied agents not IFAs. I would not necessarily expect them all to say the same. They should cater for the circumstances of each client; ie age,sex, attitude to risk, other investments in place, overall financial aims etc etc. I am not defending them, but the naiviety of the vast majority of people when it comes to financial planning never ceases to amaze me.
I nearly went it alone when it came to setting up my pensions and investments, but I have a lot riding on them and do not have the time to be constantly monitoring and changing, hence I have put my faith in an IFA.