Originally Posted by dxb335d
what shall i do with that sound bit of advice?
There is no 'magic' right answer when it comes to financial decisions and in my experience most people who think they know it all just don't.
If you do see an independant financial advisor, bear in mind that he can't predict the future.
Also remember that if he really was a sh*t hot financial whizzkid he wouldn't be wasting time talking to you for a few quids commission here and there, because he would be too busy driving his speedboat round his tax haven, counting his millions and shagging bond girls.
Don't underestimate your own intuition and intelligence, try to find out as much as possible from the experts then take your own advice.