Originally Posted by hotsand5
Uhm, under the table? Did you know that anything $10,000 down and over, the dealer is required by law to report you to the IRS. If I were you, I'd talk to the dealer and see if you can first put $7k or 8k deposit, then like $9,900 down at time of purchase and leave a couple weeks between both transactions. That might keep "Uncle Sam" away from you for a while. And yes I think that you will be able to get a loan, but if you have less than 7 yrs credit history, your rates will be pretty high, regardless of credit rating. Good luck.
good advice. yea be careful, because if the government comes, and audits you and you get paid under the table and dont pay your taxes or file taxes, you are fucked. Real bad. Be very very very careful, if I were you i'd try to get financed with little money down and just make the payments if approved.