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      03-25-2008, 11:30 AM   #10
AndrewAZ
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Drives: 335i
Join Date: Jan 2007
Location: CA

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Dealers can add up to .0004 into the MF.. So they are probably doing this.. The MF rates you see posted on this site are buy rates and the dealer would make nothing off it.. Usually you can get them to to split their add on in half which can lower your payments sometimes around $40-60 a month.