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It's up to you whether you purchase track day insurance or not. It's not required like on the street, but when you sign up for a track day, you agree to be held liable for any damages caused. So you'd be on the hook if you hit someone. They probably write up reports for their own liability reasons but it wouldn't be a police report like if you hit someone on the street as it's really not a road so the same rules don't apply. No need to take your plate off, just know your normal insurance doesn't cover track use.
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