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      06-02-2023, 09:47 PM   #5
ee90
Private First Class
Canada
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Drives: E90 M3, E90 335i, E39 530i
Join Date: May 2022
Location: Ottawa, ON

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Quote:
Originally Posted by Brian86 View Post
Normal insurance does not cover anything that happens on a race track.

Attempting to make a claim for a race track incident is fraud.

Basically nothing is covered on a race track. Nobody will pay for your car, you don't pay for somebody else's car. You are probably liable for damage to the track (walls, ect) unless you're with a very good organization.

The two companies in the states that do track day insurance are Hagerty and Lockton. I do not know if they operate in Canada. They are legit. Several acquaintances of mine have gotten claims paid out.

They offer 'agreed amount' policies. EG you select $XX,XXX of of payout for $XXX price. It only applies to a single event, and you can sign up at any moment prior to your car hitting the wall. (race tracks keep very VERY tidy records of the time of incident)
I see yeah unfortunately they do not operate in Canada my only option for insurance is to get a us address and register using a company called open track insurance. They cover both US and Canada tracks but I doubt I’ll be able to get a US address to use
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