Originally Posted by xenon
You used the money claim on-line system from the small claims courts? Good luck to you - I hope you win and set precedence.
Just so your aware precedence cannot be set in a small claims court. Whatever the outcome this wouldn't be taken into account by any other case of a similar nature in any other court.
This was the same situation with a lot of people who were/are claiming the refund of bank charges. Some people won and some lost and some had cases settled before the case went to court. The case was then refered to a higher court because of the volumes of claims. The banks are obviously worried because if they lose, precedence will then be set and the flood gates will open.