Originally Posted by ChiTownBMW
Next year I am turning 30 and expecting my first child so I feel the need to get a new "toy." The 1.9% rate through the end of the year has me very interested in both the 2009 335i coupe and convertible, but I really didn't want to fire up a new car until early spring since it makes little sense to break one in as we approach the winter months in Chicago.
Congratulations on your pending birthday and baby.
Calling a new car a "toy" and your interest in the financing your purchase would indicate that this is really a discretionary "want" rather than a "need." Limiting your options to 2 door vehicles gives no consideration to putting junior into a child seat.
Major changes in life can be scary. As parenthood and the big 3-0 approaches you might feel burdened, tied down, perhaps seeing the end of a carefree life. A new car could be a way to assert your identity. On the other hand, your spouse might see this as a selfish purchase or possibly an expression of your independence from the family unit. With a baby on the way, what would be the responsible thing to do?
Growing up sometimes sucks.