Originally Posted by solefald
i think a wise step for you would be to start looking at cheaper cars.
not being a wise ass, but why do you suggest that. I can afford the cars just fine and my salary allows for it, Im not living outside my means by any stretch of the imagination, all other bills are paid for just fine and with no problem, its simply an issue of the credit and the rebuilding structure that I was looking for suggestions on. I can afford up to 800 a month payments without a problem on my current budget, but thats not what I want, I prefer the 500 range. But either way I know I gotta pay to get the credit boosted. I was seen as a risk, so Capital One charged their 16% percent to lend me that credit and I knew that going in, however I only planned on keeping the car for a year and that time is here..
So its not a matter of cheaper cars...