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      05-05-2009, 07:20 PM   #10
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Originally Posted by GnokGnik View Post
Building credit is a myth with credit cards last time I checked. Large purchases are the only things that make a noticeable difference.
+1, the FICO score is based on many different factors and a credit card or 2 plays a small part to raise your credit and a big part to lower it. Your mortgage/rent has a much larger impact. Also, 700-750 is good credit but nowhere near perfect.
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