Originally Posted by dsbj
Just bought my car and signed up for the free maintenance with standard rate. I told the finance manager I will later have it refinanced through my credit union at 4%. He said that was fine but I had to wait 5 months before switching. Although I believe that is not true about needing to wait, I will wait at least one month then plan to refinance at a much lower rate.
because they get paid after approx 3months
if you wanna screw him/her, then you can change at ANY TIME