BMW Insurance are actually came up as DirectLine when I had to have a chip sorted on the windsceen.
I went with them because they were competetive, but with extras. Also the car goes straight to a BMW bodyshop and they don't have to wait for an assessor to see it before starting work.... which means mine would go to my dealer who has the BMW panel techy of the year.
Only down side was the first cover note didn't turn up so it was a bit a panic to get a 2nd one to the dealer in time to pick up the car. Ended up dropping it off as they opened and coming back later for the car. Wasn't too bad as I had to go pick up my Sister's 1st car anyway.
To cross threads a bit... when I got the car I asked about discounts for having a tracker and the response was - no discount, they just demand you fit one for certain cars. So did they demand one ZiM?
Gone: Fiesta - Focus - E46 320dSE - E91 330dMSport - E82 135iMSport - R55 JCW Clubman
Now: M135i with lots of toys