Well possibly, but the incessant digs, like that one, of any BMW that doesn't conform to your ideal, in virtually every post, is the real bore.
There's nothing wrong with the 320 in everyday use but unfortunately it's far from "fully loaded" by whatever definition you want to apply. If I want excitement then I drive something else but I don't really need that on the way to work.
Current: 2014 F31 320d M-Sport, Professional Media, Visibility Pack, Reversing Camera, DAB
Previous: 2013 F10 520d M-Sport, 2011 F10 520d M-Sport, 2008 320i M-Sport Coupe, 2002 325i, 2001 318i valvetronic, 1998 318i, 1996 525i, 1990 Porsche 944S2